Money guides
Practical money guides
Real how tos for budgeting, debt payoff, saving, and the paperwork of life. No fluff, no jargon.
Money guide
The 20 Minute Monthly Budget Reset
A monthly budget that takes 20 minutes on one page. The five step reset, when to do it, and the three rules that make it stick.
Money guide
Debt Snowball vs. Avalanche: Which Actually Works?
Debt snowball vs avalanche with a real worked example. Pick the payoff order you will actually finish.
Money guide
How to Budget When Your Income Changes Every Month
Budgeting on irregular income: average your pay, set a survival number, build a buffer fund, and pay yourself on a schedule.
Money guide
The 52 Week Savings Challenge, Explained (With the Real Math)
The 52 week savings challenge saves $1,378 in a year. How it works, the December problem, and what to do when you miss a week.
Money guide
How to Organize Medical Bills and Insurance Claims
A system for medical bills: log every bill, match EOBs, track calls, and never miss an appeal deadline.
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